The old adage, buying a home isn’t for the faint of heart, still holds true. No matter how much you prepare, make your lists, and visit neighborhoods, you still need to wait for the right home to come on the market. Even then, it may not become yours.
The inventory of homes for sale remains low with the number of potential Buyers high. That doesn’t mean you won’t find a house. Most importantly, you need to be prepared to make a strong offer when you do find the home for you and your family. Many sellers won’t even entertain an offer without a pre-approval letter, so meet with a local lender and have your letter in hand. It makes for a much stronger offer.
Be flexible. Flexibility also makes for a stronger offer. Asking the Seller when the best time for them to close and move might make your offer more attractive to them. Also, if you are looking for the typical 3 bedroom 2 bath home in a highly sought after neighborhood, change your search a bit. You might want to open yourself up to a home that needs a bit of renovation or is in a neighborhood that is up and coming. Expanding your horizons opens up new opportunities.
Lastly, be patient. Keep at it. It takes time to find your perfect home so don’t get discouraged. If you lose out on a home or two, it wasn’t meant to be. Speaking from personal experience, usually you end up with a better home than the ones you lost bids on. Be patient. It will happen!
I received a Facebook message from a young woman looking for help. She, her husband and grandmother were looking for a side by side duplex or home to rent where they could also have 2 more family members and 3 dogs join them. Oh, and one more caveat, they couldn’t spend more that $800-$850 a month.
Unfortunately, I couldn’t help them find a rental to fit their needs and explained that very few landlords allow four adults, 3 dogs, and a child. But, I was able to refer them to a lender who assisted then in qualifying for a WHEDA (Wisconsin Housing and Economic Development Authority) loan even though their credit score wasn’t stellar and they didn’t have a down payment. Then we set out to find a house.
I met with the Buyers to assess their needs and wants, go through the buying process, and the Offer to Purchase so they would be able to move quickly as the homes in their price range are still flying off the shelf. We signed a Buyers Agency so I could represent them instead of the Seller. We looked at 5 houses and chose one.
The Buyers had their feet planted firmly on the ground and knew they were lucky to be buying a home and it wasn’t going to be perfect. After the offer was accepted we had an inspection and asked the Seller to fix some of the more serious issues. The Buyers still had some nerve racking hurdles to jump over due to some past credit issues. The lender, Jesse Wien from PRMG Mortgage and I worked hard to calm fraying nerves, answering the multiple phone calls and text messages we received from both Buyers on a daily basis.
Our reward was handing the Buyers the keys and welcoming them to their very own home, something they only dreamed about but didn’t think was possible.
If you are dreaming of becoming a homeowner, contact me at (920) 659-0556 or Susie@starservicerealty.com and we will work hard to help you achieve your dreams.Welcome Home to the Fox Valley!
The temperatures dropped, corn and soybean harvest is in full swing with the geese enjoying the leftovers, the woolly caterpillars emerged, and it is time to pack away the sandals and shorts. I personally cringe at the falling temperatures and thoughts of the long winter ahead but also take joy in the changing colors of the trees, walking through the rustling leaves, and looking at everyone’s fall decor.
Octoberfest may have come and gone but our area offers a plethora of fall activities both for families and adults. I encourage you to take some time away from your fall clean-up and experience some of what our area has to offer. Buying your apples or pumpkins at the grocery store or Farmer’s Markets lacks the same experience and fun that picking your own at the pumpkin patch, corn maze, and apple orchard offers, especially if you have children. Although I must admit, even though we are empty nesters we still go to the apple orchards on a regular basis. We find the apples taste so much better when we pick our own, talk to the growers, and watch the small children running around experiencing nature and all that it has to offer. Click here for information on local pumpkin patches, corn mazes, and apple orchards.
Of course, picking apples and finding the perfect pumpkin are only a small portion of what you can experience in the Fox Valley in the fall. There are haunted houses, pumpkin carving contests, boo- fest, Halloween walks, trunk or treat activities, trick or treat, and other spoo-tacular activities. Click here for more.
If celebrating Halloween isn’t your cup of tea and you prefer something a little more stout, the area offers many Brew, winery tours, and tastings. It is a great time to take a little road trip to visit a winery, or visit the 2nd Annual Craft Beer Walk in Downtown Appleton this Saturday, October 14. The following weekend you shop local as you take part in the 9th Annual Soup Walk.
Falling temperatures and leaves doesn’t mean it is time to stay home. Before you cuddle up in front of the fire take advantage of some of our areas best offerings. The Fox Valley offers something for everyone. Please comment and add your favorite fall activity in the area.