I received a Facebook message from a young woman looking for help. She, her husband and grandmother were looking for a side by side duplex or home to rent where they could also have 2 more family members and 3 dogs join them. Oh, and one more caveat, they couldn’t spend more that $800-$850 a month.
Unfortunately, I couldn’t help them find a rental to fit their needs and explained that very few landlords allow four adults, 3 dogs, and a child. But, I was able to refer them to a lender who assisted then in qualifying for a WHEDA (Wisconsin Housing and Economic Development Authority) loan even though their credit score wasn’t stellar and they didn’t have a down payment. Then we set out to find a house.
I met with the Buyers to assess their needs and wants, go through the buying process, and the Offer to Purchase so they would be able to move quickly as the homes in their price range are still flying off the shelf. We signed a Buyers Agency so I could represent them instead of the Seller. We looked at 5 houses and chose one.
The Buyers had their feet planted firmly on the ground and knew they were lucky to be buying a home and it wasn’t going to be perfect. After the offer was accepted we had an inspection and asked the Seller to fix some of the more serious issues. The Buyers still had some nerve racking hurdles to jump over due to some past credit issues. The lender, Jesse Wien from PRMG Mortgage and I worked hard to calm fraying nerves, answering the multiple phone calls and text messages we received from both Buyers on a daily basis.
Our reward was handing the Buyers the keys and welcoming them to their very own home, something they only dreamed about but didn’t think was possible.
If you are dreaming of becoming a homeowner, contact me at (920) 659-0556 or Susie@starservicerealty.com and we will work hard to help you achieve your dreams.Welcome Home to the Fox Valley!